Step 1: Attend an orientation and find out more about Habitat’s program and how to apply
Step 2: Return your application to Habitat. The Family Selection Committee (FSC) evaluates your family’s financial preparedness for homeownership, including credit history, debt and income
Step 3: FSC volunteers schedule an interview in your home to meet your family and see your living conditions
Step 4: FSC meets to evaluate families. If there are more qualified families than homes available, a drawing is held
Step 5: Habitat staff presents your application to city hall (if necessary) and Habitat’s Board of Directors for approval
Then meet other homeowners at New Family Orientation and begin sweat equity—500 hours of volunteer work towards the completion of your new home
Meanwhile, attend homeowner education and leadership training meetings to prepare you for moving in and being a part of your new community
Move In!
Ongoing: make timely mortgage payments, maintain your home and maintain healthy relationships with other homeowners and Habitat, and participate in neighborhood activities!
Please note: It takes about 5 months to select families from application to approval, and the sweat equity period normally lasts 8-12 months. If you have an immediate need for housing, another non-profit housing organization may be able to help you right now.